The Law Office of Fred Cooper wants you to know that there is no reason to be intimidated by Chapter 13 bankruptcy. Chapter 13 means you will be consolidating your debt into one manageable payment plan over a few years. If you have a steady income and own some property or assets, we can help you out of your situation. Benefit from our years of experience handling Chapter 13 cases.
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A bankruptcy court will determine if you will go on a three-year or five-year payment plan to pay back your debt. You will take a means test to compare your monthly income to the state of Idaho's income. This will help you protect your assets and forgive your debt after the three or five years have completed.
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